A few years ago, I had an idea for a road trip. I wanted to go around the country motivating people on financial education. I understood at the time that people knew the importance of personal finance but also chose not to make time to enhancing one’s money skills.
That’s because money is a social status and indicating to anyone you may not know how to handle money is a social faux pas. The reality is that we learn our money habits from our family, friends and coworkers. You might not be openly talking about your finances, but you are nonverbally communicating by the clothes you wear, the car you drive, vacations you take and the priorities you place in life.
Purpose is something much greater than oneself. When you serve a purpose you’re fulfilling a void in your life that’ll enable you to feel more satisfaction and joy.
When I wrote my book, I was originally going to focus only on money and how to help people make better financial decisions. I knew, however, that people are driven by more than just money. Regardless of the stories you hear, we aren’t striving to get the most dollars in the bank (well for the most of us), but dreaming of living a fulfilling life — a life of meaning.
Unfortunately, many of us spend mindlessly, preventing us from spending our money on the things that matter. Then, we’ll complain that we don’t have the money, to do the things we want. So we’re forced to work more hours, then complain we do not have the time to spend with our family.
It’s a vicious cycle.
It’s one that I learned to break. It’s a skill I am continuing to develop because we live in a world that consumerism and consumption is required and expected.
If you’re not consuming, you’re not living, is the belief perpetuated in our society. What this has caused — you’re purpose is only to consume. And, when you consume as much as you can, you’re supposed to be happy. If you’re not consuming or unable to consume, you’re meant to feel less of a person. You’re made to feel inadequate.
If consuming was your purpose, then look around you. You’re staring at your purpose and it’s probably illuminating your face as you read this post on your smartphone or tablet, or it’s collecting dust on your shelves and taking up room in your closets.
Purpose is something greater than things and greater than yourself.
It is not about the things you’ve bought or the things you’ve experienced. It’s how you affect your personal world and the greater world around you. It is greater than one’s self.
You can create and live a meaningful life — a purposeful life — and it starts with changing your money beliefs, improving your financial behaviors and envisioning the actual life you want to live that is representative of your values.
Gratitude. Make sure you let those who’ve touched your lives know how they’ve added joy in your life and made you smile. Let those who’ve helped you achieve milestones and goals celebrate with you. Nothing in this world is achieved in a silo and when you’ve understood that we are all somehow connected even greater things can be achieved.
You will find in life when you’re at your happiest, those repelled by happiness will leave. Those who want to celebrate in your happiness will be attracted to it and rejoice with you.
You will find in life when you’re in pain, those who love you will come to unburden and ease your pain while others compare their pain to yours. Let them go.
I’m grateful to all of you who’ve celebrated with me in my joys and have unburdened me with my sadness.
12 days into 2015.
Let’s not be saddened by the 12 days that has passed but become excited for the 353 days yet to come. Each day is a gift hence it’s called the present. Let’s unwrap each day with the hope and excitement of what’s to come.
The first day has just passed for us East Coast folks! If you spent it nursing a hangover, sleep or with family, it’s time to make page 2 the day to take the first step into your Year of Awesome.
I look forward to the many things this New Year has to offer but none of that is possible without setting out goals. In order to arrive at a destination, you first need a destination. In order to get what you want, you have to know what it is you want.
This can be like any other year filled with missed opportunities and excuses. Or this can be Your Year of Awesome.
Ask yourself (it’s not too late), what needs to happen to make this year AWESOME! Write down what 3 things you want to happen for you this year (love, family, health, money, business, freedom, etc). Look at the top 3 things and throw out #2 and #3 and focus completely on achieving number 1. It doesn’t mean you’ll miss out on #2 or #3. It just means you’ll devote all your time on the one thing you said truly matters.
The key however is knowing what truly matters for you. If you’re having a hard time figuring out what that is, work on clearing your mind and being more aware of what makes you content. Be brutally honest with yourself and understand that success and love starts internally. You need to be love and need to feel success in order to become it.
You will find the people who resonate in your frequency come closer to you while others drift away. Don’t be sad that some who may have been close to you walked out of your life in 2014 or will walk out in 2015. When you are truly being yourself and reaching for your goal, you’ll repel those who have held you back and make room for those who will propel you forwards.
Share and be proud of what you want to achieve in 2015. If you find yourself scared to speak it, it may not be the one thing you truly want so dig deeper. Look inside your mind, heart and soul. Have the conversation you should have.
When people seek financial knowledge they are actually looking for actionable steps such as purchasing a financial product or service. People are not searching for information for the sake of entertainment. They are doing so because they want to learn how they can improve their lives and what steps they can take to do so at that time. In a perfect world we’d love to see more proactive attempts but that only happens to those who become more self aware of their true inner motivations.
As I continue down this path, it is reaffirmed that after all the financial education from financial institutions and non-profits, people still rely on search engines to find relevant financial information to make decisions. The results however are search engine optimized, advertised and mostly unverifiable links. This causes a delay in action-taking.
There is a way to connect financial education with financial information that support millennial generation’s need for just-in-time financial decision.